Home Checking and Savings Share Certificates Loans Online Banking
Other Loans

New Auto Loans

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A+
730 & up
A
B
C
680 - 729
640 - 679
600 - 639
Vehicle loans maximum is $60,000.00. Motorcycle, RV, and boat rates are based on vehicle rate plus +1.50%.

Signature Loans

Signature loan maximum is $20,000.00. Share Secured Loans are based on share certificate rate and term plus +2.50% Annual Percentage Rates (APR) shown for all loans were accurate as of September 1, 2023. All rates are subject to change without notice, for more information about current rates and fees associated with the application please call our office during business hours. WPFFCU is an equal opportunity lender
Interest Rate Based on Credit Grades
A+
A
B
C
D
Term
36 months
6.50%
7.00%
7.50%
9.50%
12.50%
48 months
6.99%
7.49%
7.99%
9.99%
12.99%
60 months
6.99%
7.49%
8.99%
9.99%
12.99%
72 months
7.49%
7.99%
8.49%
10.49%
13.49%
D
550 - 599
A+
A
B
C
D
Term
24 - 60 months
11.50%
12.00%
12.50%
14.50%
17.50%
You can now apply via your smart phone.  Look for the app in your phone’s app store.
You can now apply for any of these loans online.  Click here to start the application process.
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Wilmington Police & Fire Federal Credit Union

Wilmington Police and Fire Federal Credit Union is NCUA protected, Wilmington Police and Fire Federal Credit Union is an Equal Housing Lender

Used Auto Loans

A+
A
B
C
D
Term
36 months
6.75%
7.25%
7.25%
9.75%
12.75%
48 months
7.24%
7.74%
8.24%
10.24%
13.24%
60 months
7.24%
7.74%
8.24%
10.24%
13.24%
72 months
7.74%
8.24%
8.74%
10.74%
13.74%